We all welcome the warmer temperatures and greening landscape that spring brings.  But with the arrival of spring comes the threat of severe weather. Heavy rains cause flooding.  High winds can damage the roof, siding or other exterior features of your home.  Lightening has the potential to damage your home’s electrical system and can even cause fire.  Depending upon your location, you might also be threatened by hurricanes or tornadoes.

 

So, as homeowners, how should we protect our home and property from the ravages of spring storms? 

 

The experienced insurance agents at Ewing Hines & Associates suggest the following things to do before, during and after severe storms.

 

Well before a storm is forecast…

• Inspect your home and property for potential problems.
• Trim trees and remove dead or loose branches.
• Be sure that gutters and drains are free of debris.
• Check the roof of your home for loose shingles.

 

When a storm is approaching…

• Move patio furniture and other lightweight items such as trash cans to the inside.
• Check your pool cover to see that it is secure.
• If your home is threatened by hurricane or tornado, take additional precautions as recommended by weather.com.

 

After a severe storm has passed…

• Check your home and property for damage as soon as possible after the storm.
• Report any damages to your insurance agent immediately.

 

The key to protecting yourself against severe spring storms is being informed and prepared in advance.

 

Take the time to review your insurance policy with your agent well in advance to be sure you’ll be covered for possible storm damage. Remember that flooding is not covered by your homeowners policy but requires a separate flood insurance policy.